| It
is far better to over-prepare for a crisis that
never gets bad than it is to under-prepare for a
long crisis that overwhelms you. The sooner
you (over-) prepare, the better.
Begin now to
economize, downsize, and focus on love, happiness
and simple goodness. Do a little more each
day as fast as possible. Read every “How
to Economize” guide you can find on the internet
(or public library) and do whatever you can.
If your
JOB is vulnerable
in a severe economic depression (say, you sell
luxury toys), then (retrain and) change jobs to
work for:
- an
essential industry (utility company, food
production, health care, post office, police,
military, prisons, etc.)
- the
government (federal best, then state or local)
or selling things to the government (like
military or GSA equipment, etc.)
- essential
professions in health care, security,
teaching, engineering, and computers (versus
non-essential legal work, real estate, etc.)
- companies
in south Florida or along the Mexican border
If
your HOME is vulnerable
in a severe economic depression (if your monthly
mortgage payments exceed 25% of your gross income
and/or your mortgage balance exceeds 1/3 of your
current home value), then sell your home (a fire
sale if you must) and move into a less expensive
home or apartment in a lower cost of living area
(warm South is better than cold North). Otherwise
share your house expenses with other family
members who move in, or sublet rooms if possible,
or shut off most of the house and live in a small
area to conserve on heating and/or A/C. Grow a
large vegetable garden if you can. Move your
business into your home if possible.
If your
INVESTMENTS are vulnerable in
a severe economic depression (bank accounts,
stocks, bonds, T-bills, speculative real estate,
non-essential business ventures, etc.), then
change your investment strategies and tactics. “Put
only one of your investment eggs in each of a
dozen different baskets” to spread out your base
and lower your risk. For example, gold, silver and
platinum (coins, bars, jewelry, shot) are all
precious metals, so they are actually just one
investment “basket.” Stocks are another
basket. Bonds another; T-bills another; real
estate another, business ventures another, foreign
currencies another, foreign investments another,
etc.
Astrology
can provide you with a detailed plan of action.
You can learn your best days to invest and to make
wise, beneficial financial decisions. You can also
learn IF your broker, financial advisor, doctor,
lawyer, contractor, etc. are beneficial or
detrimental to your goals.
Astrologers who specialize
in financial astrology can even recommend specific
markets, individual companies, stocks, bonds, and
other investment vehicles which are most
profitable for you. Such advice has a maximum
probability of 60-70% success and should be
combined with information and advice from other
professional sources to minimize your risk of
loss.
The last two T-square
patterns (1929-32 and 1873-76) profoundly impacted
the real VALUE (purchasing power inflation
adjusted) of wealth and investments, not to
mention the unemployment, poverty, chaos and war
that ensued. Precious metals (gold, silver)
enjoyed net real increases in value.
Tangible essential items, like homes, lost only
modest value. Paper investments (stocks, bonds)
and non-essential items and commodities (oil) lost
the most value.
However, the past will
not be an exact example of what will occur in
2010-13 since important differences exist between
then and now. For example, oil in 1873 and 1929
was not the critical, depleting resource it is
today. Major new challenges exist now due to world
population, pollution and resource depletion.
Plus, paper money, whose
value is not based on reality (gold), but on
government fiat (debt), is now a big portion of
world financial liquidity. The paper money in use
today has actually only existed since the
1970's when Nixon ended the dollar-to-gold
standard. Throughout history, such paper money has
never survived more than a few decades.
In 1929 about 1/2, and in
1873 about 2/3, of the economy of the USA and
Europe was solidly based on essential core items
like food, shelter, etc. which cushioned the
depression. Those past economies only collapsed
down to the large core before recovering.
Especially in 1873, non-essential items were a
luxury for the rich. Thus, stocks and bonds barely
fell in the Panic of 1873, because the rich could
ride out the depression for a while.
In sharp contrast, nowadays
only about 1/4 of the US and Europe economies are
based on essential core items. These
"virtual" economies are mostly based on
intangible items, such as debt, paper money,
loans, stocks, bonds, futures, insurance,
derivatives, etc. The floating value of such items
not only can change quickly, but has little real
worth in a crisis.
These factors suggest that
the developed world will suffer much worse
problems in 2010-13 than it did in past T-square
crises. It is prudent to prepare for the worst
while hoping for the best.
If your
HEALTH is vulnerable
in a severe economic depression (due to your age,
costly medications, special treatments, etc.),
then discuss your concerns about your future care
with your doctor or health advisor. Perhaps you
should move near to a hospital, nursing home or
trusted care giver. Perhaps you should order
several years of non-perishable medicine in
advance to stockpile while it is available and
affordable. Adopt extra healthy habits now.
IF your
SAFETY is vulnerable
in a severe economic depression (due to your age,
your race/religion being victimized as a scapegoat
target for the crisis, or rising crime in your
neighborhood against the “wealthy” or the “weak”,
etc.), then consider moving near to a police
station, getting a big trained dog, and learning
professional advice on how to increase your
personal and family’s safety in your home, car,
school, at work and in general. Given that there
is safety in numbers, consider living together
with friends, family or others who share your
outlook. Perhaps never go out in public at night
alone. Avoid trouble areas completely. Being
obviously different than your neighbors is unwise,
as is excess isolation.
Hide your
wealth (but not under your mattress). Appear
somewhat poor and average, but alert. Make
yourself and your life style as inconspicuous as
possible. Wear ordinary, low-cost clothes when you
go out (like a low quality raincoat hiding your
nice clothes underneath), wear no rich jewelry,
UN-glamorize your home, put mud on your new car
and cheap seat covers inside. Public attention due
to your wealth, your controversial public office
or behavior, your conspicuous consumption or
extravagant lifestyle is unwise.
Realize that
arming yourself is usually counter-productive
against thieves. Most gun owners are shot with
their own weapon, because the thief finds your gun
first before you come home and surprise him. He
then shoots you in “self-defense” to make his
escape.
If you
have SPECIAL NEEDS AND CONCERNS
in a severe economic depression for whatever
reason, seek out professional advice and
information on your situation. Have faith that
your love, happiness, and simple goodness will
triumph in the end. Then do every reasonable thing
possible to make this true. |