Ways to Survive, Maybe Thrive


Plan Wisely Now [previous]

Prepare Now BEFORE the Crisis Worsens

It is far better to over-prepare for a crisis that never gets bad than it is to under-prepare for a long crisis that overwhelms you.  The sooner you (over-) prepare, the better.

Begin now to economize, downsize, and focus on love, happiness and simple goodness.  Do a little more each day as fast as possible.  Read every “How to Economize” guide you can find on the internet (or public library) and do whatever you can.

If your JOB is vulnerable in a severe economic depression (say, you sell luxury toys), then (retrain and) change jobs to work for:

  • an essential industry (utility company, food production, health care, post office, police, military, prisons, etc.)
  • the government (federal best, then state or local) or selling things to the government (like military or GSA equipment, etc.)
  • essential professions in health care, security, teaching, engineering, and computers (versus non-essential legal work, real estate, etc.)
  • companies in south Florida or along the Mexican border

If your HOME is vulnerable in a severe economic depression (if your monthly mortgage payments exceed 25% of your gross income and/or your mortgage balance exceeds 1/3 of your current home value), then sell your home (a fire sale if you must) and move into a less expensive home or apartment in a lower cost of living area (warm South is better than cold North). Otherwise share your house expenses with other family members who move in, or sublet rooms if possible, or shut off most of the house and live in a small area to conserve on heating and/or A/C. Grow a large vegetable garden if you can. Move your business into your home if possible.

If your INVESTMENTS are vulnerable in a severe economic depression (bank accounts, stocks, bonds, T-bills, speculative real estate, non-essential business ventures, etc.), then change your investment strategies and tactics. “Put only one of your investment eggs in each of a dozen different baskets” to spread out your base and lower your risk. For example, gold, silver and platinum (coins, bars, jewelry, shot) are all precious metals, so they are actually just one investment “basket.” Stocks are another basket. Bonds another; T-bills another; real estate another, business ventures another, foreign currencies another, foreign investments another, etc.

Astrology can provide you with a detailed plan of action. You can learn your best days to invest and to make wise, beneficial financial decisions. You can also learn IF your broker, financial advisor, doctor, lawyer, contractor, etc. are beneficial or detrimental to your goals.

Astrologers who specialize in financial astrology can even recommend specific markets, individual companies, stocks, bonds, and other investment vehicles which are most profitable for you. Such advice has a maximum probability of 60-70% success and should be combined with information and advice from other professional sources to minimize your risk of loss.

The last two T-square patterns (1929-32 and 1873-76) profoundly impacted the real VALUE (purchasing power inflation adjusted) of wealth and investments, not to mention the unemployment, poverty, chaos and war that ensued. Precious metals (gold, silver) enjoyed net real increases in value. Tangible essential items, like homes, lost only modest value. Paper investments (stocks, bonds) and non-essential items and commodities (oil) lost the most value.

However, the past will not be an exact example of what will occur in 2010-13 since important differences exist between then and now. For example, oil in 1873 and 1929 was not the critical, depleting resource it is today. Major new challenges exist now due to world population, pollution and resource depletion.

Plus, paper money, whose value is not based on reality (gold), but on government fiat (debt), is now a big portion of world financial liquidity. The paper money in use today has actually only existed since the 1970's when Nixon ended the dollar-to-gold standard. Throughout history, such paper money has never survived more than a few decades.

In 1929 about 1/2, and in 1873 about 2/3, of the economy of the USA and Europe was solidly based on essential core items like food, shelter, etc. which cushioned the depression. Those past economies only collapsed down to the large core before recovering. Especially in 1873, non-essential items were a luxury for the rich. Thus, stocks and bonds barely fell in the Panic of 1873, because the rich could ride out the depression for a while.

In sharp contrast, nowadays only about 1/4 of the US and Europe economies are based on essential core items. These "virtual" economies are mostly based on intangible items, such as debt, paper money, loans, stocks, bonds, futures, insurance, derivatives, etc. The floating value of such items not only can change quickly, but has little real worth in a crisis.

These factors suggest that the developed world will suffer much worse problems in 2010-13 than it did in past T-square crises. It is prudent to prepare for the worst while hoping for the best.

If your HEALTH is vulnerable in a severe economic depression (due to your age, costly medications, special treatments, etc.), then discuss your concerns about your future care with your doctor or health advisor. Perhaps you should move near to a hospital, nursing home or trusted care giver. Perhaps you should order several years of non-perishable medicine in advance to stockpile while it is available and affordable. Adopt extra healthy habits now.

IF your SAFETY is vulnerable in a severe economic depression (due to your age, your race/religion being victimized as a scapegoat target for the crisis, or rising crime in your neighborhood against the “wealthy” or the “weak”, etc.), then consider moving near to a police station, getting a big trained dog, and learning professional advice on how to increase your personal and family’s safety in your home, car, school, at work and in general. Given that there is safety in numbers, consider living together with friends, family or others who share your outlook. Perhaps never go out in public at night alone. Avoid trouble areas completely. Being obviously different than your neighbors is unwise, as is excess isolation.

Hide your wealth (but not under your mattress). Appear somewhat poor and average, but alert. Make yourself and your life style as inconspicuous as possible. Wear ordinary, low-cost clothes when you go out (like a low quality raincoat hiding your nice clothes underneath), wear no rich jewelry, UN-glamorize your home, put mud on your new car and cheap seat covers inside. Public attention due to your wealth, your controversial public office or behavior, your conspicuous consumption or extravagant lifestyle is unwise.

Realize that arming yourself is usually counter-productive against thieves. Most gun owners are shot with their own weapon, because the thief finds your gun first before you come home and surprise him. He then shoots you in “self-defense” to make his escape.

If you have SPECIAL NEEDS AND CONCERNS in a severe economic depression for whatever reason, seek out professional advice and information on your situation. Have faith that your love, happiness, and simple goodness will triumph in the end. Then do every reasonable thing possible to make this true.


Plan Wisely Now [previous]

Bend in the Wind [next]